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I have discovered my wife has been having an affair. I want a divorce. Do I still owe her the Ketuba?

Not if  you prove she was having adultery, if she does not consent to divorce, or , if you make a divorce agreement in which she agrees to forego her Ketuba, and you both avoid the issue of her adultery, as mutual consent is sufficient grounds for divorce. Under Jewish law a fornicating wife is known as a "Moredet" ('rebellious wife') , and loses her right to her Ketuba, (sum stated on the marriage bond/contract) and maintenance during the marriage. Only the rabbinical court can declare a wife suspected of adultery a 'Moredet' .