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Does the fact that I bought and paid for my car myself, and I have always kept my bank account separate from my husband, mean that it is mine, even though he is registered as a joint owner?

No!Usually property acquired during the course of marriage, and registered in one party's name, is joint property, regardless of whether it is registered in one or in joint names. The fact that the couple have separate bank accounts does not , in itself, alter that assumption.